Medical,  hospital and rehabilitation treatments

Transport from the accident site to hospital in an ambulance and, where clinically required, from one hospital to another. This may include air ambulance services. 

Hospital admission and treatment within Australia for surgery, X-rays or other medical imaging and other hospital costs.

Consultation and treatment costs for accident-related injuries by medical practitioners. 

Post-accident rehabilitation treatment. 

Including but not limited to physiotherapy, occupational therapy and psychological treatment. 

Medications to treat your injuries.

Dental treatment for teeth damaged in an accident.

Home visits may be covered if you require nursing treatment after your accident. 

Vocational rehabilitation services may be available when you need support to return to work with your previous or new employer. 

As recommended by a qualified health provider and approved by TIO, to help you recover and manage your injuries, such as home or motor vehicle alterations.

Necessary and reasonable costs for travelling to and from your accident-related medical and rehabilitation appointments is covered. This includes travel by public transport, private vehicle or taxi. To avoid disputes or delays in payment we strongly encourage you to seek prior approval from your case manager.