Who is covered by the MAC Scheme

You can make a claim if:

• You, or someone you represent, has sustained an injury in a motor accident in the Northern Territory, or
  
• You are the next of kin of someone who has died in a motor accident in the Northern Territory. 

If you, or someone you represent, was injured or died in an interstate accident that involved a Northern Territory registered vehicle, please see Interstate Accidents.

You may not be entitled to benefits in a number of situations, including:

• A driver, rider or owner of an unregistered vehicle (passengers and others involved the accident may be covered).   

• The driver, rider and owner of unregistered vehicles, such as dune buggies, motocross bikes, quad bikes, golf carts, go-karts, privately owned e-scooters.

• Drivers, riders, passengers, and others involved in motor sports, high speed tests or trials.

• People injured in a motor vehicle accident during the course of their employment are not covered by MAC, however they may be eligible for workers compensation. 

• Drivers, riders and passengers involved in criminal activity or intent to cause death or injury on themselves or another. 
  

For hire e-scooters and e-bikes are electric powered vehicles owned by Neuron or Beam as permitted by the City of Darwin

People injured as a result of using for hire e-scooters and e-bikes in the Northern Territory may be able to claim on the scooter company's insurance policy for injury, harm, damage or loss suffered as a result of an accident. 

People injured using a for hire e-scooter or e-bike should lodge a claim with the relevant scooter company.

After your entitlement under the scooter company's insurance policy is exhausted, you may be entitled to make a claim on the MAC Scheme.