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Unregistered vehicles –

single vehicle accident

Don't risk losing MAC cover

No entitlement to any MAC Scheme benefits


The driver, rider or owner of a motor vehicle that has been unregistered for more than 3 months and is involved in a single-vehicle accident is not covered by the MAC Scheme.


Exclusion from the MAC Scheme also applies when a conditionally registered vehicle is used outside its registration conditions.

Related information

Alcohol and drugs

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Unregistered vehicles accident involving another vehicle

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Not wearing a seatbelt

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Not wearing a safety helmet

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Expired, cancelled or suspended licence

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Reckless or criminal activity

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Other insurance cover for personal injuries

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