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    Benefit reductions and exclusions

    MAC Scheme benefits may be reduced or excluded in accordance with the with the Motor Accidents (Compensation) Act 1979.

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    Alcohol and drugs

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    Unregistered vehicles single vehicle accident

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    Unregistered vehicles accident involving another vehicle

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    Not wearing a seatbelt

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    Not wearing a safety helmet

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    Expired, cancelled or suspended licence

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    A pair of handcuffs with chains attached to them on a white background.

    Reckless or criminal activity

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    Other insurance cover for personal injuries

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    Accidents at motor sports events

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    Related information

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    Manage your MAC claim

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    Lump sum compensation payments

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    What can MAC help

    pay for

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    Supporting your recovery

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    A line drawing of a person in a circle on a white background.

    How we make decisions for MAC benefits

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    A black and white icon of a medical bill with a dollar sign and pills.

    How we pay for treatment and services

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    A hand is holding a magnifying glass with an x in the middle.

    If you disagree with a claim's decision

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    A black and white checkered flag is waving in the wind.

    If you disagree with a claim's decision

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