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What we can and can’t pay for

MAC covers medical and rehabilitation expenses for motor vehicle accident injuries, but not damage to vehicles or personal items.

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What MAC can and can’t pay for

The MAC Scheme covers medical and rehabilitation expenses for motor vehicle accident injuries, but not damage to vehicles or personal items.

The Motor Accidents (Compensation) Act 1979 sets out the eligibility criteria for MAC Scheme benefits and what MAC may pay for such as:


  • medical treatment and rehabilitation services and other supports
  • loss of earning capacity
  • compensation for loss of limb or other permanent impairment
  • lump sum death benefits to eligible dependents
  • dependent financial support
  • reductions and exclusion to certain benefits may apply in some circumstances.

What the MAC Scheme does not cover

  • damage to your car, motorbike, scooter, bicycle or other type of transport including the cost of towing or vehicle storage
  • damage to non-medical personal items (motorcycle gear, clothes, mobile phones etc)
  • treatment or services unrelated to your motor vehicle accident injuries
  • treatment or services that are not safe, effective or necessary and reasonable.
  • treatment by a person who is not registered, qualified or authorised to provide those services
  • medical or other treatment or services provided outside Australia

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Related information

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Medical, hospital and rehabilitation treatments

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Payment for permanent impairment

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Income support

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When a family member dies

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Attendant care

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Aids and equipment

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House, and motor vehicle modifications

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Travel expenses

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Benefit reductions and exclusions

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How much MAC

can pay

Find out more
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